Credit Products Underwriter I - Corporate Banking

For over a century, BOK Financial has grown alongside its clients, offering tailored services and strategies for business, consumer, and wealth clients. Our extensive range of services allows us to compete nationally while our local decision-making and community connections make us good neighbors. Our purposeful diversification ensures resilience and stability, highlighting our expertise and commitment to meeting all your financial needs.

The Credit Products Underwriter I is primarily responsible for underwriting complex financial transactions in conjunction with the RM and Sr. CPU, including the financing of investment real estate, owner-occupied real estate, working capital, equipment, and LBOs/acquisitions. In addition, the Credit Products Underwriter I is responsible for providing product and industry expertise to the client by designing and executing solutions on more complex clients. The CPU I will have client facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. The majority of the CPU I time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide advice. The Credit Products Underwriter I will partner with the RMs to assist in generating revenue and profitability.

At BOK Financial, your potential is our priority, with opportunities designed to help you grow. We create an environment where people are trusted, encouraged, and equipped to build meaningful, lasting careers. Our leaders invest in development, offering guidance, connection, and support every step of the way. Here, you'll find a culture focused on what you can achieve-empowering you to grow with purpose and make an impact.

• You will prepare financial underwriting for commercial credit transactions.
• You will recommend credit structures and pricing to management.
• You will identify policy exceptions and gather client financial information.
• You will provide credit analysis and support loan committee presentations.
• You will meet with clients and prospects to support credit opportunities.
• You will manage credit workflow, covenant testing, and financial spreading.
• You will monitor compliance and report borrower concerns.
• You will partner with Relationship Managers to structure credit solutions.

This level of knowledge is normally acquired through completion of a Bachelor's degree and 2+ years of Credit Analysis/Credit products underwriter experience; or 7+ years of equivalent work related experience.

• Demonstrated knowledge of intermediate accounting theory, including the difference between GAAP and income-tax based statements, cash and accrual accounting, consolidation and elimination principals, and the effect each type of accounting has on the underwriting process.
• Ability to clearly communicate and convey information and ideas through a variety of channels.
• Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both the individual and organizational goals.
• Extensive knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies.
• Excellent organizational skills and meticulous work habits.
• Ability to critically review work for errors and incorrect conclusions.
• Ability to complete assignments quickly and efficiently with minimal direction.
• Ability to proactively communicate with both colleagues and senior personnel.
• Conflict management skills.
• Ability to work efficiently under limited timeframes.
• Extensive knowledge of loan documentation, loan policy and regulations.
• Extensive knowledge of the Loan Grading Process.
• Excellent oral and written communications skills.
• Advanced PC and spreadsheet software skills.