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At FNBO, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.
Our Modern, Flexible Workplace:
This role involves oversight of risk rating frameworks, portfolio monitoring, risk reporting, and the management of evolving credit risk factors including refinance risk and policy exceptions. The ideal candidate brings deep expertise in credit risk management, excellent leadership skills, and a strategic mindset to anticipate and adapt to macroeconomic and industry trends.
About This Role:
- Lead the design and implementation of a new dual risk rating model for all commercial portfolios, ensuring alignment with regulatory expectations and internal capital planning needs.
- Lead the risk management framework for refinance risk exposure across CRE, C&I, and Ag portfolios, especially in a high-interest-rate environment.
- Oversee portfolio-level credit risk monitoring and trend analysis, including identification of emerging risks and stress testing implications.
- Collaborate with business line credit officers to identify, report, and remediate policy exceptions, concentrations, and documentation issues.
- Establish and maintain credit risk dashboards and governance materials for executive and board-level consumption.
- Partner with credit policy and analytics teams to evolve commercial credit risk appetite thresholds, credit underwriting guidelines, and collateral management requirements.
- Serve as a senior commercial credit SME in strategic planning sessions and lead division-level credit committees.
- Provide thought leadership and mentoring to other credit and risk professionals across the enterprise.
The Ideal Candidate for This Role:
- 15+ years of progressive experience in commercial credit risk, including deep knowledge of CRE, C&I, and Agricultural lending.
- Proven leadership of enterprise-wide credit or risk initiatives, including model implementations or large-scale policy overhauls.
- Strong understanding of dual risk rating frameworks, regulatory expectations (e.g., OCC, FDIC), and capital adequacy principles.
- Excellent quantitative and qualitative risk assessment skills, with the ability to distill complex portfolio trends into actionable insights.
- Experience presenting to senior executives, credit committees, and regulatory agencies.
- Bachelor's degree in finance, business, economics, or a related field required; advanced degree preferred.
Leadership Attributes:
- Strategic Visioning: Defines and articulates the future state through an understanding of internal and external challenges, identifying unique opportunities to create value.
- Creativity & Innovation: Generates or facilitates the generation of new ideas, methods, products, or solutions.
- Assertiveness & Courage: Acts in the face of challenges, despite fear of failure or feelings of discomfort and uncertainty.
- Change Leadership: Initiates and facilitates organization changes and business transformation.
- Decision Making: Selects a course of action from different alternatives to reduce risk and uncertainty and to create optimal outcomes.
Candidates must possess unrestricted work authorization and not require future sponsorship.
Compensation:
Compensation range (base pay): $141,440.00-$240,448.00
This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level. Benefits Overview: We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:
Medical, Dental, Vision Insurance 401k, With Matching Contributions Time Off Programs Health Savings Account (HSA)/Dependent Care Employee Banking Growth Opportunities Tuition Assistance Short-Term/Long-Term Disability Insurance
Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/. For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20250927
Equal Opportunity & Belonging: FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves-no matter their role or where they are in their journey. Learn more here. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. Click here to download 'EEO is The Law' Self-Print Poster Click here to download 'EEO is The Law' Supplement for Federal Contractors Click here to download 'EEO is The Law' GINA Supplement FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants) Application Deadline: All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.
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First National Bank of Omaha
vision insurance, tuition assistance, 401(k)
Jul 31, 2025