Loan Processor

BREAK GROUND ON A REWARDING CAREER WITH US!

At MDC Holdings, Inc./Richmond American Homes, we encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for success, consider building a career with us. We're proud to be one of the most established homebuilders in the industry, with over 45 years of experience and 250,000+ homes to our credit.

We also take great pride in being a member of Sekisui House, a global leader in homebuilding. This impressive, 60+ year old company has built over 2.6 million new homes designed to reflect and adapt to the changing needs of today's homebuyers. Drawing on Sekisui House's unparalleled history and superior service, we commit ourselves to a future where people around the world can live joyful lives in homes that are safe, secure, stylish and comfortable.

Position Summary

We are seeking a qualified Loan Processor to join our team. In this role you will compile information required to obtain loan approval from underwriting and to prepare loan files for mortgage loan closer.

Responsibilities

Process files as applicable and analyze findings. Order credit reports, appraisals and preliminary title reports.
• Obtain verification of bank accounts ("VOD"), employment ("VOE"), mortgage and rent. Send commitment letter.
• Examines loan applications for completeness, accuracy (loan amount, interest rate, correct property address, legal description, etc.) and validity (original signatures, one color of ink, no "white out").
• Verify that loans originated can be done pursuant to available programs and investor guidelines.
• Review documents received and obtain clarifications and corrections as required.
• When loan file is complete and accurate, submit to underwriting for approval.
• Prepare package and submit to mortgage loan closer for preparation of closing documents.
• Upon approval, notify borrowers and other interested parties of approval and conditions.
• Provide support, information assistance, and training for new employees and loan originators/mortgage sales coordinators as required or requested.

Requirements

Skill In: Real estate knowledge or experience helpful.

• Experience in other areas of mortgage industry would be helpful; i.e., set-up, closing.

Experience: Minimum of 5 years of mortgage loan processing experience required.

• Technical knowledge relating to mortgage banking compliance, FHA, VA, Conventional and FNMA guidelines required.
• Ability to work independently with little supervision.
• Typing at least 45 WPM, use of 10-key calculator by touch.

Benefits & Perks!

While we value hard work, we also recognize the importance of having fun! Our employees enjoy a collaborative environment where they can freely bounce ideas off one another and participate in exciting teambuilding activities and outings, like trips to the ballpark, holiday celebrations, regular office socials and much more.

• Positive, collaborative team culture
• Competitive compensation structure
• Comprehensive benefits package includes: Medical, Dental, Vision, HSA/FSA accounts, 401K, Life Insurance, Short Term Disability, Long Term Disability, and EAP
• Time Off benefits include: Vacation, Sick, Holiday, Bereavement, Jury Duty, FMLA, and Military leave
• Discounted pet insurance
• Home purchase discounts & more!

*All benefits are subject to qualification and hire dates. Not all benefits apply to commissioned sales people.

Compensation

• Base Salary: $55,000-$60,000
• FLSA Status: Non-Exempt
• Bonus Type: Year-end Discretionary

If you are ready for more than a job and seek a career with one of the most respected organizations in a top industry then we want to hear from you. Please also visit our website at www.richmondamerican.com for more information.

MDC Holdings, Inc. / Richmond American Homes is an Equal Opportunity Employer. #LI-NH1 #LI-HYBRID