Liquidity Risk Analyst

• Review liquidity risk related materials provided by Corporate Treasury; including but not limited to ALCO materials, Weekly markets meetings, modeling and stress testing assumptions and results, ad hoc analyses, KRIs, and Liquidity Stress Test (LST).
• Conduct monthly liquidity assessments to measure the firm's liquidity position and identify potential risks.
• Monitor key liquidity metrics to ensure compliance with regulatory standards.
• Regularly assess the Bank's access to funding alternatives in real-time.

• Provide effective challenge of LST model assumptions, design, and results.
• Develop and manage SLOD risk indicators to track the Bank's liquidity position and overall health of the Bank's funding composition and mechanisms.
• Build and manage independent liquidity risk benchmark and challenge tools to effectively challenge liquidity risk stress testing assumptions, decisions, results, and reporting.
• Design alternative LST scenarios to fully test the Bank's liquidity position under stress.
• Work closely with Corporate Treasury to ensure the design, inputs, and results are fit for purpose (LST) and properly represent the business needs.

• Review and aggregate liquidity risk related data, both internally and externally, to incorporate into challenge tools and peer analyses.
• Provide support to the annual review of liquidity risk under the framework of regulatory supervision letter SR 10-6 as guidance.
• Prepare and support quarterly liquidity risk report.

• Attend tactical ALCO and the Weekly Markets meeting providing effective challenge and subject matter expertise where appropriate.
• Ensure that the liquidity risk management framework is aligned with regulatory requirements and industry best practices.
• Participate in the ongoing review and enhancement of liquidity risk measurement and monitoring processes.
• Support the identification and assessment of liquidity risk emerging and existing risks.

• Conduct research on macroeconomic factors, yield curves, and other financial data to inform risk strategies.
• Assess LCR and applicability to the Bank.
• Regularly conduct a review of the securities portfolio to be consistent with the Bank's liquidity needs.
• Support the Bank's efforts and readiness surrounding Category IV planning.
• Research optimal funding structure and mechanisms to enhance liquidity position.
• As needed conduct ad hoc market risk analyses.
• Other duties as assigned.

• Bachelor's Degree from an accredited university in Finance, Financial Engineering, Accounting, Economics, Mathematics, or a related field. Master's Degree from an accredited university in Finance, Financial Engineering, Accounting, Economics, Mathematics, or a related field preferred but not required
• 2 years of experience in liquidity risk, treasury, market risk, or a related function
• 2 years of experience working with Finance related terminology, liquidity risk concepts, financial regulations (e.g., Basel III, SR 10 - 6), and financial instruments
• 2 years of experience working proficiently with risk management tools and software, and experience with data analysis tools (e.g., SQL, Excel, Python, R)
• 2 years of experience working with financial and/or statistical modeling and stress testing

• CFA (Chartered Financial Analyst) preferred

About Comerica
We know our employees are critical to our overall success and we are dedicated to investing in their future. One of the ways we do this is to offer a comprehensive Total Rewards package designed to recognize and reward individual performance, as well support health, well-being, development and security for our colleagues and their family. Total Rewards consists of cash compensation, development and flexible benefit programs designed to meet individual needs today and in the future. Your salary will be commensurate with your work experience and our programs are reviewed regularly to ensure each remain competitive. We are proud to offer benefits such as health and welfare programs, strong retirement benefits, and generous paid time off programs. You and your eligible family members, including domestic partners and their children, can participate in medical, dental, and vision benefits, 401(k) and pension, income protection benefits such as life insurance, AD&D, and supplemental health programs to offset unexpected health care expenses. We also have a variety of time off programs for things like vacation, sick time, disability, and parental leave. Eligibility for some programs varies based on employment status and tenure.

Upon offer, Comerica conducts a comprehensive background and fingerprint check.

NMLS certification requirement: where applicable, a favorable background check screening, credit check, fingerprint check, and NMLS certification is required in accordance with the SAFE Act.

Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, and strategically aligned into three major business segments; the Commercial Bank, the Retail Bank, and Wealth Management. Comerica's colleagues focus on relationships, and helping people and businesses be successful. In addition to Texas, Comerica Bank locations can be found in Arizona, California, Florida and Michigan, with select businesses operating in several other states, as well as in Canada and Mexico.

Comerica is proud to be an Equal Opportunity Employer - veterans/individuals with disabilities, committed to workplace diversity.